You have accumulated a critical mass of capital that generates enough cash to meet all your basic needs for the year.

• Rent/Mortgage

• Food/Household

• Utilities

• Transportation

• Insurance

You have accumulated a mass of capital that generates enough cash to meet the following needs for the year.
•    Financial Security +
•    Half of your current clothing costs
•    Half of your current dining and entertainment costs
•    Half of your current small indulgences or little luxury costs​

You have achieved financial independence when, through various investments, you have accumulated a mass of capital that generates enough cash to live the exact same quality of life you have today, without ever having to work again. You are independent from work!

This is achieved when you have accumulated enough mass to generate sufficient income for you to live the lifestyle you desire without ever having to work again.

This goal has been achieved when your accumulation of investments (mass) generates enough income that causes you to feel certain that you can do virtually whatever you want, whenever you want, wherever you want, with whomever you want, as much as you want, in a way the empowers yourself and others, forever!